Real Estate Done Right

Nervous about your property adventure? Don’t be. Whether you're getting ready to buy or sell, in the middle of it, or just looking for some answers, our top-notch skills ensure you get the best experience possible. It’s what we love to do.


Residential, Rental or Commercial 

Mainland or Beachside- Large or small we can find it and get it for you at a price that is right.  We can help with all of it.

Rely on Our Expertise

Phyllis Horner - Broker/Owner



Phyllis has been a REALTOR for over 25 years and loves helping her clients. She has a Marketing and Accounting Degree from Florida State University and previously was a Grant and Contract Accountant at Memphis State University and St. Jude's Children's Hospital. She has also served on the Scholarship Committee for the American Association of University Women, The Board of Trustees at the First United Methodist Church, and on the Ethics Committee for the Realtors Association. 

Phyllis is a fourth generation Vero Beach native, and her family was just honored by the city as one of the contributing Pioneer Families of Indian River County.  

Phyllis can be reached at 772-559-4726 

or by email at

Ann E Darling, Realtor



Ann has been involved in Residential Real Estate for the past 30 years.  She has been very active in community affairs, while owning and managing multiple residential apartment buildings. She brought her expertise and professionalism to Vero Beach when she and her husband, Ray, moved here from Boca Raton in 2004.  Ann Darling has recently published a Christian Childrens book which is selling at, and  Ann believes in “one on one” customer service and she works tirelessly to ensure every one of her clients receives the individual professional attention that they deserve. Her goal is to consistently exceed their expectations, and she does.

When you need a knowledgeable realtor, Ann is ready and willing to serve you to the best of her ability and in your best interest. 

Ann can be reached at (772) 766-0835 

or by email at

You will be glad you did. 

Ron Mashburn, Realtor



Ron is a native Floridian. He was born and raised in Miami, Florida and in 1995 his family moved to Vero Beach with a job transfer. His background was with the wireless industry holding numerous sales and management positions with both AT&T and Sprint. The consummate salesman, Ron has been in sales in the communication industry for over 30 years. He believes that good communication is the key to success and is a very important role within every real estate transaction.

“Professionalism, honesty and integrity is what I stand for. A great realtor understands their clients desires, budget and concerns. A great realtor takes ownership of every transaction. Most importantly a great realtor is your consultant.” 

Ron can be reached at 772-713-9544 

or by email at

Or visit Ron on facebook - 

Midge Selzer, Realtor


Midge has been a licensed realtor in Florida for 33 years,  specializing in single family homes on both the barrier island  & mainland areas.   Midge has cultivated an additional “Farm Area”,
Grove Isle, specializing in condo, villa and single family living  in this over-55 gated community.  As a resident of Grove Isle,  she has been very successful in the listing and selling of those condos, villas and single family homes. Before relocating to Vero Beach, Midge was a successful Realtor selling upscale properties in her hometown of Short Hills, New Jersey.  

You may reach Midge at 772-532-5749 or

Lilly Ellis

Lilly Ellis


A native Floridian and fourth generation REALTOR®, Lilly Ellis has called Vero Beach home for over 40 years. She was raised immersed in the coastal lifestyle and in real estate. Her great grandparents developed successful residential and commercial projects on the barrier island beginning in 1954 in South Beach, Tarpon Island and throughout the Vero Beach area. She is intimately familiar with local neighborhoods and the many waterfront activities Vero residents get to enjoy daily. "Growing up in Vero was great," shared Ms. Ellis. "It was wonderful having uncrowded beaches, beautiful waterways for boating, and the diversity and richness of our wildlife to observe like manatee, dolphin, osprey and blue heron. Happily, Vero Beach was never overdeveloped, and all these natural treasures are here for everyone to enjoy!”

Ms. Ellis is a trusted resource for her homeowners. Known for her warm personality and area expertise, Lilly matches her clients to homes that are a perfect fit, introducing newcomers and long-time residents alike to the many lifestyle opportunities available in Vero Beach. 

You can reach Lilly on her cell at 772-663-8663 

Or by email

What People Are Saying About Us

Phyllis Horners' Reviews Broker/Owner

 "Excellent service! Always available, sold in less than a week for a great price. Photographer was exceptional. Couldn’t believe my house looked that good in photos! Have seen many other listings from other agents that were not as professionally done. Would not hesitate to use Phyllis as an agent for either selling or buying or both."


* "Phyllis is an excellent realtor to work with! Not only is she professional but she is invested in finding the perfect house for her clients. She made me feel as if I were her only client and relentlessly pursued the perfect house for me even when we looked at house after house and I was feeling discouraged. Rather, she enthusiastically continued looking until I found my perfect house! And she found it for me! As a long term Vero resident, she knows the in’s and out’s of this town which made it easier for me! I recommend her to anyone no matter how large or small of a house you’re looking for!"


* "A few months ago I was in the process of relocating back to Vero Beach to be near my parents as they move through the aging process. My dad and I were driving around in McAnsh Park and we drove by a beautiful house that we wanted to look through. I called Phyllis Horner, who was the listing agent, and she met with me and my parents that afternoon. As soon as we walked in the house, we knew it was the one for me. Phyllis walked me through the buying process and made purchasing the house an easy adventure. I would recommend her if you are buying or selling a home."


* "Phyllis and her husband have been close friends of ours for over 30 years. Having grown up in Vero, she has a unique knowledge of Vero and Indian River county that is deep and personal. One of the kindest people I’ve ever known, she is energetic and funny. Our home was a reproduction of an 1840 house, thus had many features unusual for Vero, which could have been a challenge for another agent. She marketed our home beautifully. Phyllis found the perfect family and skillfully negotiated the timing of closing to mesh with our out of state move."


* "She made a difficult process go smoothly. I was selling a home from long distance and she was able to go above and beyond and get things fixed and replaced which I would have not been able to do myself."


"Phyllis was a pleasure to work with. I was looking for a home for my parents and with her help was able to locate a home, negotiate a price, and close the home in record time. Phyllis is very knowledgeable about the Vero area. She was always available for questions and showings and she made this process easy for me. I would highly recommend Phyllis to anyone looking for a home in this area."

Phyllis Horner is by far the best realtor/broker I have ever worked with, both in listing several homes and selling as many homes quickly and profitably. She is an asset to her profession and any real estate firm would be lucky to have her. 

We used Phyllis Horner to both sell our home and buy our present home. Phyllis will be a fine, personal asset to your Company as she demonstrates integrity, discernment and sincerity, when representing either the buyer or the seller. 

I have now bought and sold several pieces of property using Phyllis and her expertise. I can say her help, initiative and thoroughness has been essential in the successful closing on these properties. I could not have navigated the legal issues without her. You will not be disappointed. 

I have had the pleasure of working with Phyllis on several occasions. She is knowledgeable, quick to respond to any questions and highly recommend to anyone buying or selling in our area! 

Phyllis came to my family and I after working with a couple of other Realtors and not getting the results we were expecting. Phyllis immediately was able to listen to our needs and most importantly RESPECT our budget. She found us our perfect forever home. As first time homeowners we had thousands of questions- Phyllis was so patient and answered every single one of them no matter what time of day it was. She held our hand throughout the offer, inspection period, contract signing, and closing. Knowing that she was on our side- and also there to protect our best interest-made the whole process alot easier. She also helped tremendously with negotiations. Hands down- Phyllis is the best Realtor Vero Beach will ever have. She is hard working, honest, responsive, and absolutely loves what she does. And she loves Vero Beach! Phyllis made our dreams come true! Thank you Phyllis!

Mark & Crystal

Look what people are saying about Ann E Darling

"We met Ann before while visiting Open Houses during our search for a home . She was always informative, inviting us to contact her with any questions. Time passed and then a property we were interested in became available. We contacted Ann and she walked us through the process to buy our home.  Because of her thorough knowledge of the experiences we would encounter it was a straight path to closing. The reality is the Broker and Hosting Agent all worked on the project resulting in an informed decision process on our part. Ann assisted us with our Mortgage needs and acted on our behalf with the Seller's Relocation company. Ann provided the right amount of calming all long the way. Thank you, Ann and best regards for future referrals."

" Ann is a great realtor and a pleasure to work with, always pleasant and honest."

Dear Ann

This is a note of thanks for all you've done for me in your chosen field. You persisted where anyone else would have given up. After three or four years of o offers on our historic house on Royal Palm Blvd, you managed to find someone who fell immediately in love with the house and made a full price offer on the spot. My partner Lee Simmons, and I were astonished and happy and found it hard to believe. You were a miracle worker on that sale, and we were both eternally grateful. The house and the grounds needed a lot of work, and we had just about given up on finding a buyer, but you never gave up.

  You also found us a house in Sebastian which was smaller but newer and very nice. Lee wanted a house with a yard for our dog, Jasper, and it suited us perfectly. Unfortunately, our happiness there was not to last long, as Lee died suddenly. Jasper had died two weeks prior. I did not want to live there any longer. I desired to move back to Vero Beach and familiar surroundings. 

  You them miraculously found my present villa/condo at Oak Park Terrace. I knew immediately upon seeing it that I wanted it, and the price was right. We made an offer and everything fell into place, and I am now happily ensconced in a house I love and which is perfect for my circumstances.

  You have been a good friend as well as a good realtor and have been there in good times and bad. I can't thank you enough for your friendship, our personal relationship, and your professionalism. I am thankful you came into my life when you did. Thank you for everything.

Stuart A Miner

We are grateful for Ann Darling, she worked with us as if we were her only business clients and we appreciate all her hard work. Wee are so thankful to have worked with her and will surely recommend her to anyone looking to buy or sell a home. 

  Ann went above/beyond by informing us of the importance of working with an attorney for our special situation in which we are letting current owners to reside in our condo a few months for free during our ownership. Ann knew just how to help us in our specific area of needs (from knowing what we like, how to help make an offer attractive, questions to ask etc) Even during a family funeral she was with us 24/7 and we do appreciate all of her talents and time! 

Susan McDaniel & Ryland Bristow

Ann -Congratulations on closing for Angel & Jerry! They were so awesome, I am thankful that I had a chance to meet them in person through Chris & Emily, and we had another chance to work together. You did an expert job finding them what they really wanted and then negotiating for them to ensure they are prepared for their future repairs. It says alot about your character to put the effort to making sure they are cared for after the closing well done!   Peter Elsenbaumer- Vice President of sales  -Home Access Financial

This is what people are saying about Ron Mashburn

"Ron is a pleasure to know and work with. He is honest and works hard for what you want!"

"Excellent Person and Realtor"